SEC 10-K filings → 5-year forecasts in minutes

Ask for any company's
financial model.

Our AI agents pull SEC EDGAR filings, build an integrated 3-statement model, and deliver a full 5-year forecast — with every assumption, calculation, and balance sheet check exposed. No black boxes.

Try:
13KPIs per year
3Linked statements
5yrForecast horizon
<$0.01BS check tolerance
100%Transparent

How it works

From your question to a complete financial model in 4 steps.

1

You ask

Type a company name, ticker, or specific analysis request. Our system parses your intent and identifies the right filing.

2

We pull the 10-K

AI agents locate the company on SEC EDGAR by CIK number, download the filing, and extract Income Statement, Balance Sheet, and Cash Flow data.

3

Model converges

Our engine runs up to 50 iterations to resolve the interest-debt circularity, using average-debt method and days-based working capital. Balance sheet checks to < $0.01.

4

You get the report

Full 5-year forecast with all 3 statements, 13 KPIs, charts, multi-scenario analysis, and the complete audit trail of every AI decision. Export as HTML, CSV, JSON, or Markdown.

What's in every report

Not a summary. The whole model — every formula, every iteration, every assumption.

IS

Income Statement

Revenue, COGS, Gross Profit, OpEx, EBITDA, D&A, EBIT, Interest, EBT, Taxes, Net Income — all 5 years.

BS

Balance Sheet

Cash, AR, Inventory, PP&E, AP, Debt, Equity — fully linked with near-zero balance check every year.

CF

Cash Flow Statement

CFO, Capex, CFF, net change, ending cash. Cash sweep modeling when excess cash can repay debt.

KPI

13 Key Metrics

Gross/Operating/Net/EBITDA margins, ROE, ROA, D/E, Debt/EBITDA, Interest Coverage, Current Ratio, FCF, FCF Conversion, Cash Conversion Cycle.

SCN

3 Scenarios

Base case, growth case, and stress test — automatically generated with side-by-side comparison and final-year metric delta analysis.

LOG

Full Audit Trail

Every AI agent decision, convergence iteration, data source, and assumption driver — downloadable as JSON. Complete transparency.

Sample report preview

This is real output from our model engine. Sign up to generate your own.

Sample Corp — 5-Year Forecast Report

AI Generated

USD | Forecast: 2026-2030 | 3 Scenarios | Balance Sheet Check: PASS

YearRevenueNet IncomeFCFD/EROE
2026$1,080,000$199,836$151,3520.1833.0%
2027$1,161,000$230,226$177,3780.0028.8%
2028$1,242,270$258,009$203,0090.0025.3%
2029$1,323,018$283,871$227,0640.0022.5%
2030$1,402,399$310,456$252,2330.0020.4%

Sign up free to unlock the full report

3 complete financial statements, 13 KPIs, charts, scenario comparisons, and the full AI audit trail.

Powered by SEC EDGAR

We go straight to the source — the SEC's official filing database.

Your Query
"Apple 10-K"
EDGAR Lookup
CIK: 0000320193
10-K Filing
FY2024 Annual Report
AI Extraction
IS + BS + CF → JSON
Your Report
5yr Model + KPIs

What we extract

  • Historical Revenue, COGS, Operating Expenses
  • Current Assets & Liabilities breakdown
  • PP&E, Debt, Equity balances
  • Cash Flow from Operations, Investing, Financing

What we compute

  • Growth rates, margins, working capital days
  • CapEx as % of revenue, depreciation rates
  • Interest rates from actual debt/interest data
  • 13 forward-looking assumption drivers

Simple, transparent pricing

Pay per report or subscribe. No hidden fees. Every report includes everything.

Explorer
Free
1 teaser report
  • Summary forecast (2 years visible)
  • Basic KPI overview
  • See the report format & quality
  • Full 5-year forecast
  • Scenario comparisons
  • Audit trail & raw data
Pro
$79/mo
unlimited reports
  • Everything in Single Report
  • Unlimited company analyses
  • Custom scenario builder
  • Bulk CSV export
  • Side-by-side company comparisons
  • Priority generation queue

Every paid report includes: all assumptions used, convergence proof, balance sheet check value, agent activity log, and raw source data. You own your data. Cancel anytime.

Built for how you work

Financial Analysts

Get a first-draft model in minutes instead of hours. Export to CSV, import into Excel, adjust assumptions, and present.

Small Business Owners

Bank-ready projections without hiring a CFO. Plain-English assumptions, professional HTML output for loan applications.

Finance Students

See every calculation, every iteration. Understand how interest-debt circularity resolves. Compare your hand-built model to ours.

Accounting Firms

Turn client historicals into a new revenue stream. White-label reports your clients will pay $500+ for — your cost is $29.

Real Estate Investors

Stress-test rate scenarios, model cash sweeps, and get the debt service analysis banks require for commercial loans.

Due Diligence Teams

Rapid financial profiling of acquisition targets. Compare multiple companies across identical KPIs in one session.

Full Transparency Commitment

This is software, not financial advice. Every report is generated entirely by AI agents using publicly available SEC filing data. We do not provide legal advice, tax advice, investment recommendations, or any form of professional financial counsel.

Every report includes a complete audit trail: all data sources, all 13 assumption drivers, convergence iteration count, balance sheet check values, and the full log of every AI agent decision made during generation. Nothing is hidden. Nothing is proprietary.

You are responsible for reviewing all inputs, outputs, and assumptions before making any decisions based on this information. Past performance and historical data do not guarantee future results. All forecasts are hypothetical projections.